For Lenders

CHOOSE A LOAN FOR BOTH BORROWERS AND LENDERS

The SBA 504 loan offers benefits to both borrowers and lenders. The loan’s shared financing structure reduces risk for lenders, and its low down payment and long-term, low fixed interest rate puts financing within reach for businesses that may not qualify for conventional loans.

Benefits to lenders

• Low loan-to-value, typically 50 percent
• Lower reserve requirement
• Reduced credit risk through partnership funding
• CRA credits
• Evergreen prepares the SBA paperwork

Evergreen simplifies a complex process
Evergreen is an SBA Premier Certified Lender Program (PCLP) CDC, giving us increased authority to process, close, service and liquidate SBA 504 loans. The result is a smooth, expedited process. Additionally, our simultaneous signing process on straight purchases reduces hassle, paperwork and risk for everyone involved.