Jack Brummel

Board Chair

Jack Brummel, Chair of EBC’s Board, is the Executive Director of the Washington Access Fund. He joined the Access Fund in the summer of 2013 after spending 26 years with the Washington State Senate, primarily as lead staff for committees addressing economic development, financial institutions, commerce, labor, and workforce development issues. While with the Senate Jack developed legislation relating to employment of people with disabilities, creating individual development accounts, and supporting micro-enterprise development. Prior to work with the Senate, Jack was the Administrator for the Northwest Intertribal Court System and the National Director of the Law Students Civil Rights Research Council. Jack's education includes a BA in Political Science from Washington State University, a JD from the University of Washington, and a Master’s in Public Policy from the University of California, Berkeley

Jennifer Ringenbach

Vice-Chair of the EBC Board

Jennifer Ringenbach, Vice-Chair of the EBC Board, graduated from the University of Washington’s School of Business. Jennifer began her SBA lending career at the Small Business Administration in 1993. After 4 years with the Seattle District Office where she gained first-hand experience reviewing and analyzing loan requests, she spent the next two years as a Senior Loan Officer, then Operations Manager for Evergreen Business Capital. Jennifer left EBC in 1999, to serve as a small business lender for a small community bank. In 2002, Jennifer joined KeyBank, where she now serves as KeyBank’s SBA Relationship Manager for the South Puget Sound region. In this role, she uses her experience to aid small business owners of all experience levels in obtaining the counseling and financing needed to operate their businesses successfully.

Robin Amrine

Treasurer of the EBC Board

Robin Amrine, Treasurer of the EBC Board, is currently Vice President and Senior Commercial Relationship Manager with Banner Bank in Bellevue, WA. Mr. Amrine began his banking career in 1981, having held positions as a commercial lender, credit administrator, branch manager and district manager with Pacific First Bank, WestOne Bank, US Bank and Sterling Bank. Robin completed his undergraduate degree at Lower Columbia College in Longview, WA and is a graduate of Pacific Coast Banking School at the University of Washington in Seattle.

Virginia Calvin

Secretary of the EBC Board

Virginia Calvin, Secretary of the EBC Board, is an entrepreneur who owned a children’s apparel design and manufacturing company for 13 years in Seattle, WA. Originally outsourcing the product manufacture to Hong Kong and British Columbia, she eventually shifted production to her family-owned factory in Seattle. She joined the Board of Directors of Evergreen in 1996 and has always found it fascinating to see what other small businesses are doing, what goals and opportunities they perceive, and how they make their financial decisions. In 2001 she sold her business to a New Jersey firm and has since worked as a residential real estate broker for Windermere Real Estate. Virginia is bilingual in Spanish and English, with a BA from University of Colorado and an MA from the University of Michigan. She lives in South Seattle.

David Spurling

David Spurling is Executive Vice President & Chief Credit Officer of Heritage Bank, headquartered in Olympia, WA. He attended the University of Washington where he received his Bachelor’s degree in Business Administration in 1981 and his MBA in 1983. He began his banking career in 1984 as a middle market lender at Seafirst Bank, followed by positions as a commercial lender at Bank of America and as a regional manager for Bank of America’s government-guaranteed lending division. He joined Heritage Bank in 2001 as a commercial lender. He was promoted to the position of Chief Credit Officer in 2007. Mr. Spurling is a U.S. Army veteran.

Rosario Arias De Carroll

Rosario brings many years of experience in SBA 7a and 504 lending. She started her banking career at Peoples Bank becoming a credit analyst in 1985. She advanced to Vice President, Commercial Lending at City Bank in 1996. Rosario spent two years with Key Bank as VP, SBA Loan Officer, until March of 2006 when she joined Plaza Bank as VP and Commercial Lending Officer. Later she was promoted to Senior VP and Director of Diversity Banking in which she is responsible to developing and implementing a holistic approach to assisting the minority business owner to enhance their financial acumen and developing minority clients as bank customers. Rosario is bi-lingual and the 2014 SBA Financial Services Champion of the Year, a life-time award for her many years of community involvement.

Tina Houston

Tina Houston has 11+ years of experience in Work-force and Economic development.  As Founder/Principal of Houston Consulting & Associates, she provides solutions for individuals and small to mid-sized businesses.  Her experience also includes: Managing the Pre-Apprentice Construction Program with Ranier Valley Community Development; Implementing the ROADS Program with WA Access Fund and Consumer Protection Bureau; Launching the Trust Card program with Neighborhood Trust Financial Partners and Express Credit Union.  Tina holds and M.A. in Human Resources Management and an M.B.A.

Howard Barkhoff

Howard Barkhoff is an IRS Enrolled Agent at Viridian Tax and Accounting in Seattle, WA who received a Master’s of Science in Taxation from Golden Gate University in 1993. In 1980 he co-founded and was the first President of Evergreen Business Capital. Mr. Barkhoff served on the Board of Directors of Cascadia Revolving Loan Fund which was honored by President Clinton as a Community Development Financial Institution.

Rashad Morris

Rashad Morris is a Program Officer with the Bullitt Foundation in Seattle where he works with nonprofits in the areas of climate, toxics, urban sustainability, and renewable energy. He is deeply committed to integrating social justice with environmental sustainability and economic development. Rashad holds a Juris Doctor from the UC Berkeley School of Law and a Bachelors in Business Administration from Loyola Marymount University.